Essential Privacy Tips for Seniors and Their Families

August 30, 2024
·
4 min
deleteme

Protect yourself from future breaches

It's easy to overlook how tech-savvy our older generations have become. But with that digital prowess comes a need to stay safe online. Below are some handy tips that can help keep our seniors and their information safe and sound.

Strong Passwords: Your First Line of Defense

Alright, let's start with the basics. Passwords. We know, they're a hassle to remember, but they're super important.

Create Unique and Complex Passwords

A strong password is like a sturdy lock on your front door. It's your first line of defense against unauthorized access. Instead of using something predictable like "password123," go for a mix of upper and lowercase letters, numbers, and special characters. Think of a password like 'GrannyRocks2023!'---it's complex enough to thwart most hacking attempts. The general rule of thumb is: the longer and more varied, the better. According to a study by the Pew Research Center, using unique passwords significantly reduces the risk of breaches.

Use a Password Manager

But what about remembering all those complex passwords? That's where password managers come in. These handy tools store all your passwords securely, so you only need to remember one master password. Imagine it as a digital keychain. It not only saves you from the headache of recalling multiple passwords but also generates strong, unique passwords for you. Options like LastPass and Dashlane are popular choices that even offer free versions with robust features. Additionally, Cloaked.com provides a similar level of security with the added benefit of creating disposable identities for each online interaction, further reducing your risk.

By adopting these two simple habits, you significantly enhance your online security, making it harder for cyber criminals to compromise your accounts.

Two-Factor Authentication: Double the Security

Passwords are like the trusty lock on your front door. They do their job, but let's be real---they're not foolproof. Enter Two-Factor Authentication (2FA). Think of 2FA as adding a second, more advanced lock to your door. Even if someone manages to guess or steal your password, they'd need another piece of the puzzle to get in.

What is Two-Factor Authentication (2FA)?

Two-Factor Authentication, or 2FA, is an extra layer of security used to make sure that people trying to gain access to an online account are who they say they are. First, a user will enter their username and a password. Then, instead of immediately gaining access, they will be required to provide another piece of information.

This second factor could come from one of the following categories:

  • Something you know: This could be an additional password or a PIN.
  • Something you have: A physical device, such as a smartphone, where you might receive a text message or use an authentication app.
  • Something you are: Biometrics like fingerprints, facial recognition, or voice recognition.

How Does 2FA Work?

Imagine you're logging into your email. You enter your password---so far, so normal. But then, instead of being granted immediate access, you receive a text message with a unique code. You type in this code, and only then can you read your emails. Even if someone has stolen your password, they can't get into your account without also having your phone.

Benefits of 2FA

  • Enhanced Security: Even if one layer (like your password) is compromised, the intruder still needs the second factor.
  • Protection Against Phishing: Phishing attacks often trick users into giving away their passwords. 2FA makes it harder for attackers to gain access because they need more than just the password.
  • Peace of Mind: Knowing that there's an extra layer of security can reduce anxiety about online accounts being hacked.

Real-World Examples

Google: In 2018, Google reported that enabling 2FA for Gmail significantly decreased the risk of unauthorized access. Even if a hacker obtained a user's password, the account remained secure because the second authentication step was missing.

Apple: Apple offers 2FA for Apple IDs, which protects everything from your iCloud data to your Apple Store purchases. Users have reported feeling much safer knowing that even if someone had their password, they couldn't access their personal information without the second authentication factor.

Types of 2FA

  • SMS-Based 2FA: A code is sent to your mobile phone via text message. While convenient, it's not the most secure option due to SIM-swapping attacks.
  • App-Based 2FA: Apps like Google Authenticator or Authy generate time-sensitive codes that are more secure than SMS.
  • Hardware Tokens: Physical devices like YubiKey provide one of the highest levels of security. They need to be plugged into your device to authenticate.
  • Biometrics: Using your fingerprint, facial recognition, or voice as the second factor. This method is becoming increasingly common with smartphones.

How to Enable 2FA

  • Step 1: Go to the account settings of the service you want to secure.
  • Step 2: Look for an option to enable 2FA (it might also be called two-step verification).
  • Step 3: Follow the instructions, which typically involve providing a phone number or downloading an authenticator app.

By adding this extra step, you're making it substantially more difficult for malicious actors to gain access to your online accounts. Think of 2FA as a small inconvenience that brings a huge security benefit. It's like a double lock on your digital door---one that gives you peace of mind every time you log in. Cloaked.com makes it easy to manage your online identities and integrate 2FA seamlessly, reducing the hassle and increasing your security.

Keep Everything Updated: Regular Software Updates

We get it---those pesky software update notifications always seem to pop up at the worst times. But before you hit "remind me later," let's talk about why keeping your software up to date is one of the simplest yet most effective steps you can take to protect your digital life.

Why Software Updates Matter

Updates are not just about getting the latest emojis or a snazzy new interface. The primary reason companies release updates is to fix security vulnerabilities. Cybercriminals are constantly on the lookout for weaknesses in software that they can exploit. When developers discover these vulnerabilities, they release patches---mini updates designed to fix the issues and protect your information.

The Risks of Skipping Updates

Ignoring updates can leave your devices exposed to various threats, including:

  • Malware: Malicious software that can steal your data, monitor your activities, and even control your device.
  • Ransomware: A type of malware that locks your files and demands payment for their release.
  • Phishing attacks: Cybercriminals can exploit outdated software to launch more convincing phishing attacks.

Just ask the folks at Equifax. In 2017, the credit reporting agency suffered a massive data breach because they failed to update a piece of software, affecting the personal information of over 147 million people.

The Benefits of Staying Updated

  • Enhanced Security: Each update comes with improved security features and patches for known vulnerabilities.
  • Better Performance: Updates often include performance enhancements, making your device run smoother and more efficiently.
  • Access to New Features: Enjoy the latest features and improvements that come with each update.

Tips for Managing Updates

To make the process less of a hassle, here are some tips:

  • Set Auto-Updates: Enable automatic updates on your devices where possible. This ensures you get the latest protections without having to think about it.
  • Schedule Update Time: Pick a convenient time to update your software, like overnight or during a lunch break.
  • Backup Your Data: Before installing major updates, backup your important data to avoid any potential data loss.

Real-World Examples

The WannaCry ransomware attack in 2017 is a perfect example of the importance of updates. This global cyberattack affected over 200,000 computers across 150 countries. The attack exploited a vulnerability in Windows that had been patched two months earlier. Organizations that had applied the update were safe, while those that hadn't were severely impacted.

So, next time you see that update notification, don't just swipe it away. Embrace it as a simple yet powerful step in securing your digital world. Using services like Cloaked.com can also help by automating updates and reducing your exposure to risks associated with outdated software.

Be Cautious with Personal Information

Sharing is Caring, but Oversharing is Dangerous

It's tempting to share snippets of your life online, whether it's an exciting vacation, a new job, or even what you had for breakfast. But remember, the internet is a vast space, and not everyone has good intentions. Even something as simple as sharing your phone number can expose you to risks, as it can be linked to other sensitive personal information such as your SSN, mailing address, information about your family members, and bank & card details. Cloaked.com offers a solution by allowing you to create disposable identities, reducing the chances of exposing your real information online.

Guard Your Personal Details

Be wary about sharing sensitive information like your Social Security number, bank details, or even your address. Scammers and cybercriminals are always on the lookout for such details. Once they have them, they can steal your identity, drain your bank account, or even commit fraud in your name.

Here are some quick tips to protect your personal information:

  • Think before you post: Consider what you're sharing and who might see it.
  • Limit personal details: Avoid sharing your full address, phone number, or financial details.
  • Use privacy settings: Ensure your social media accounts are set to private.

Verify Before Sharing

Imagine getting a call or email from someone claiming to be your bank, asking for your account details. It might sound urgent and legitimate, but it could be a scam. Always verify the source before sharing any personal information. Cloaked.com can help mitigate this risk by enabling you to use virtual identities and credentials, making it harder for scammers to succeed.

A quick phone call can save a lot of trouble. If you receive an unexpected request for personal details:

  • Hang up or don't reply: Contact the organization directly using a verified number or email.
  • Check the sender's email address: Scammers often use addresses that look official but have subtle differences.
  • Be skeptical of urgent requests: Scammers often create a sense of urgency to pressure you into making hasty decisions.

Privacy Settings: Control What You Share

Social media is a fantastic way to stay connected with friends and family, but it's crucial to be mindful of your privacy settings. Whether you're a Facebook fanatic or an Instagram influencer, managing what you share can protect you from unwanted eyes.

Review and Adjust Privacy Settings

Every social media platform has privacy settings, but not all settings are created equal. Let's break down a couple of the most popular platforms:

Facebook

  • Who Can See Your Posts: Facebook allows you to control who sees your posts. You can choose from options like Public, Friends, Friends Except..., and Only Me. Make sure you're comfortable with your settings.
  • Profile Information: Be selective about what you share on your profile. Information like your hometown, current city, and workplace can be kept private or shared with a limited audience.
  • Activity Log: Regularly check your Activity Log to review and manage everything you've shared, liked, or commented on.

Instagram

  • Account Privacy: Instagram offers a simple switch to make your account private, meaning only your approved followers can see your posts and stories.
  • Story Settings: Customize who can see your stories and who can reply to them. You can even hide your stories from specific followers.
  • Photo Tagging: Control who can tag you in photos and who can see photos you're tagged in. This can prevent unwanted tags from appearing on your profile.

Limit Information

Sometimes, less is more. Here's what to consider before sharing:

  • Personal Details: Think twice before sharing your birthdate, address, or phone number. Not everyone needs this information, and it can be used maliciously if it falls into the wrong hands.
  • Location Sharing: Disable location services for social media apps to prevent them from sharing your location by default. You don't want to advertise your whereabouts to strangers.
  • Photos and Videos: Be cautious about sharing images that reveal too much about your personal life or your home's layout. Even seemingly innocent photos can provide clues to your private life.

Cloaked.com can help by allowing you to create and manage disposable identities, making it easier to protect your real information while still staying connected online.

How Cloaked Helps with Online Security for Seniors

  • Cloaked Identity Scan and Data Removal: Cloaked's identity scab and data removal services offer essential protection by surfacing exposed personal information and initiating removal processes from over 120 data brokers. This proactive approach ensures that even if seniors' personal details are compromised, they are swiftly removed from potential misuse channels, greatly enhancing their security and peace of mind.
  • Cloaked Password Manager: The Cloaked Password Manager lets seniors create, save, and securely share passwords, with features like AutoCloak™ to transform old passwords into secure identities. It also offers autofill and syncs across devices for ease of use.
  • Cloaked TOTP: Cloaked's TOTP feature provides an easy and secure way for seniors to manage authentication codes, integrating with their Cloaked identities to ensure a seamless and secure online experience.
  • Cloaked Identities: Cloaked allows older adults to create unique, disposable identities for every online interaction, such as generating Cloaked phone numbers, email addresses, and more. This means they never have to share their real personal information, safeguarding them from potential scams and identity theft. If any virtual identities are compromised or no longer needed, Cloaked enables users to mute or completely remove them, minimizing the risk of further misuse.
  • Cloaked Identity Theft Insurance: Cloaked offers identity theft protection with up to $1 million in insurance coverage. This insurance provides crucial support and financial protection for seniors in the event of identity theft, helping them recover from any potential losses with greater ease.
  • Cloaked Pay Virtual Cards (beta): Cloaked Pay allows users to generate virtual payment cards for online transactions. These cards can be used once or for a limited number of transactions, significantly reducing the risk of credit card information being compromised during online purchases.

Sources:

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