IRPI |
Cloaked |
LifeLock |
Identify exposed data |
Yes
|
Yes
|
Remove exposed data |
Yes
|
Yes
|
Prevent data theft |
Yes
|
No
|
Privacy Insurance |
Yes
|
Yes
|
In today’s digital landscape, safeguarding personal data and protecting against identity theft are critical. Cloaked and LifeLock offer solutions tailored to different needs, focusing on privacy, identity monitoring, and protection. This blog compares their features, pricing, pros and cons, and best use cases to help you decide which service is the best fit for you.
Product Overview
Cloaked
Cloaked provides advanced privacy-focused tools, such as email aliases, phone number aliases with eSIM support, masked payments, and data removal. It offers $1 million in identity theft insurance per user and comprehensive risk scans for free. Upcoming features include VPN, email cleaner, and AI Defence for enhanced protection.
Key Features:
- Email & Phone Number Aliases
- Risk Scan (Comprehensive & free)
- $1 Million Identity Theft Insurance per user
LifeLock
LifeLock combines identity theft protection with financial monitoring tools. It offers identity monitoring, credit monitoring, and alerts for suspicious activities, alongside significant coverage for stolen funds, expenses, and legal costs.
Key Features:
- Credit Monitoring (One-Bureau or Three-Bureau)
- Data Breach Notifications
- Up to $1 Million Coverage for stolen funds, expenses, and legal fees.
Feature |
Cloaked |
LifeLock |
Pricing |
Starting at $8.00/Month |
Starting at $7.50/Month 1st Year |
Email Aliases |
Yes
|
No
|
Phone Number Aliases |
Yes (+ eSIM support) |
No
|
Masked Payments |
Yes (Beta) |
No
|
Password Management |
Yes
|
Yes
|
Data Removal |
Yes
|
Yes
|
Identity Theft Insurance |
$1 Million per user |
Up to $1 Million |
Risk Scan |
Comprehensive & free |
Email-based |
Identity Monitoring |
No
|
Yes
|
Dark Web Monitoring |
No
|
Yes
|
VPN |
Upcoming |
No
|
Feature Insights
- Cloaked specializes in privacy-first tools like email and phone aliases, offering unmatched anonymity and practical protection.
- LifeLock emphasizes identity monitoring and financial protection, making it ideal for users concerned about credit fraud and financial safety.
Pricing Comparison
Cloaked Pricing
Plan |
Monthly Price |
Annual Price |
Features |
Individual |
$9.99 |
$8.00/month ($95.99 annually) |
Privacy tools, $1 million identity theft insurance, aliases, and password management. |
Couple |
$15.99 |
$5.83/member/month ($139.99 annually) |
Protection for two users, each with $1 million insurance. |
Family |
$23.99 |
$5.00/member/month ($239.99 annually) |
Protection for up to four members, each with $1 million insurance. |
LifeLock Pricing
Plan |
Monthly Price |
Annual Price |
Features |
Standard |
$11.99 |
$7.50/month ($89.99 first year) |
Identity theft insurance, dark web monitoring, SSN alerts, stolen wallet protection. |
Advantage |
$22.99 |
$14.99/month ($179.88 first year) |
One-bureau credit monitoring, crime alerts, fictitious identity monitoring. |
Ultimate Plus |
$34.99 |
$19.99/month ($239.88 first year) |
Three-bureau credit monitoring, bank activity alerts, home title monitoring, and social media monitoring. |
Pricing
- Cloaked provides better value for users seeking privacy tools, with prices starting at $5/member per month in the Family Plan.
- LifeLock charges more for its plans, Offering identity monitoring, dark web monitoring, but lacks in other features.
Pros and Cons
Cloaked
Pros:
- Privacy-focused tools like email aliases, phone number aliases, and masked payments.
- Affordable plans with comprehensive privacy protection.
- Includes $1 million identity theft insurance per user.
- Upcoming features like VPN and AI Defence.
Cons:
- Lacks identity monitoring.
- Does not offer dark web monitoring.
LifeLock
Pros:
- Identity monitoring and financial protection.
- Insurance coverage for stolen funds and expenses.
- Includes dark web monitoring and credit monitoring.
Cons:
- More expensive than Cloaked.
- Lacks privacy-specific tools like email and phone aliases.
Best Use Cases
Cloaked Is Ideal For:
- Users prioritizing privacy and anonymity.
- Users looking to take control of their exposed personal information.
- Those looking for tools like email and phone aliases and masked payments.
- Budget-conscious individuals or families.
LifeLock Is Ideal For:
- Those who want credit monitoring and dark web alerts.
- Families needing extensive financial protection.
Conclusion: Which Is Better – Cloaked or LifeLock?
Both Cloaked and LifeLock excel in their respective domains.
- Cloaked is better suited for those seeking privacy-focused tools like email aliases, phone number aliases, and masked payments, all at an affordable price.
- LifeLock is ideal for individuals who require identity monitoring, financial protection, and credit alerts.
Recommendation: For a comprehensive Privacy solution, Cloaked is the clear winner. If identity monitoring and financial safeguard are your only need, then opt for Lifelock
Learn more about Cloaked here.
Glossary of Terms
- Email Aliases: Email addresses that stand in place of your personal email address and protect you from from spam and breaches.
- Phone Aliases: Working phone numbers with separate inboxes that stand in place of your personal phone number.
- Masked Payments: Secure payment method that hides real card details during transactions.
- Identity Monitoring: Tracks personal data for unauthorized use or breaches.
- Dark Web Monitoring: Alerts users if their data appears on the dark web.
- Identity Theft Insurance: Financial coverage for losses due to identity theft.